Checking Accounts
Personal Checking
- Unlimited Checking.
- $100.00 minimum deposit to open account.
- A monthly minimum balance fee will be imposed only once during a statement cycle:
- If Your monthly balance falls below $500.00, your minimum balance fee will be $6.00
- If Your monthly balance falls below $300.00, your minimum balance fee will be $8.00
- No service charge to full time students up to age 25 or to senior citizens 65 years and older.
NOW Account
- Unlimited Checking.
- $100.00 minimum deposit to open account.
- $1,000.00 daily minimum balance to waive the monthly minimum balance fee of $7.50 per month.
With an average daily balance of $2,500.00, service charge will be waived. - Interest earned is compounded monthly and credited to your account on the last day of the month.
- Available only to individuals, sole proprietors, non-profit organizations and government entities.
Insured Money Market Account
- $100.00 minimum deposit to open account.
- $1,500.00 daily minimum balance to waive the monthly minimum balance fee of $7.50 per month.
With an average daily balance of $3,000.00, minimum balance fee will be waived. - Excessive withdrawl fee of $5.00 will be charged for each withdrawal transaction in excess of six (6) during a statement cycle
- Interest earned is compounded monthly and credited to your account on the last day of the month.
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For complete terms and conditions for your deposit accounts, as well as our current interst rates.
- Deposit Accounts are FDIC Insured up to $250,000.00 per depositor.
- IRA Accounts are now FDIC Insured up to $250,000.00 per depositor.