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Savings Accounts

Personal Savings Account

  • $100.00 minimum deposit to open account.
  • $300.00 daily minimum balance to waive the minimum balance fee of $5.00 per month.
    With an average daily balance of $1,000.00, the minimum balance fee will be waived.
  • No service charge to full time students up to age 25 or to senior citizens 65 years and older.
  • Interest earned is compounded monthly and credited to your account on the last day of the month.

Certificates of Deposit

  • $1,000.00 minimum deposit to open account.
  • Interest paid monthly, quarterly, or at maturity.
  • Early withdrawl penalties may apply.

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For complete terms and conditions for your deposit accounts, as well as our current interst rates.

  • Deposit Accounts are FDIC Insured up to $250,000.00 per depositor.
  • IRA Accounts are now FDIC Insured up to $250,000.00 per depositor.