Checking Accounts

Personal Checking

  • Unlimited Checking.
  • $100.00 minimum deposit to open account.
  • A monthly service charge will be imposed only once during a statement cycle:
    • If Your monthly balance falls below $500.00, your service charge will be $6.00
    • If Your monthly balance falls below $300.00, your service charge will be $8.00
    • No service charge to full time students up to age 25 or to senior citizens 65 years and older.

NOW Accounts

  • Unlimited Checking.
  • $100.00 minimum deposit to open account.
  • $1,000.00 daily minimum balance to waive monthly service charge otherwise, $7.50 per month.
    With an average daily balance of $2,500.00, service charge will be waived.
  • Interest earned is compounded monthly and credited to your account on the last day of the month.
  • Available only to individuals, sole proprietors, non-profit organizations and government entities.

Insured Money Market Accounts

  • $100.00 minimum deposit to open account.
  • $1,500.00 daily minimum balance to waive monthly service charge otherwise, $7.50 per month.
    With an average daily balance of $3,000.00, service charge will be waived.
  • Excessive withdrawl fee of $5.00 will be charged for each withdrawal transaction in excess of six (6) during a statement cycle
  • Interest earned is compounded monthly and credited to your account on the last day of the month.

Contact the bank for complete terms and conditions for your deposit accounts, as well as our current interst rates.

  • Deposit Accounts are FDIC Insured up to $250,000.00 per depositor.
  • IRA Accounts are now FDIC Insured up to $250,000.00 per depositor.